Medicare is complex, which is why it is so important to find someone who can help you understand its ins and outs so that you can have a grasp on your insurance options.

Original Medicare covers 80% of your medical covered expenses, leaving you with a 20% cost share.

Medicare does not include an out-of-pocket maximum, which is financial protection.

If you have a catastrophic health event, you are responsible for 20% without limits. This 20% cost share, plus your deductibles under Part A and Part B are considered the gaps in Medicare.

There are two ways to fill in the gaps of Medicare – Medicare Advantage plans, also known as Part C or Medicare Supplement plans known as Medigap.

Everyone’s medical needs and circumstances are different. I am prepared to help you navigate the Medicare system and find the protection that fits your individual needs. Education is key to making the right plan choice. I will explain how Medicare works, discuss your insurance options, and assist you in determining the right fit.